Personal Solutions

Wealth Management

  • Financial Guidance

  • Review of Savings and Investments

  • Budgeting, Cash Flow, and Net Worth

  • Debt Consolidation and Reduction

  • Financial Education on Tailored Solutions

Protection Management

  • Personalized Life Insurance Strategies

  • Disability Income Insurance Needs Analysis

  • Long-Term Care Needs Assessment

  • Protection Inventory Review

  • Auto | Home | Umbrella Insurance Evaluations and Comparisons

  • Customized Fixed Annuities

Investment Products

  • Mutual Funds

  • Customized EFT Portfolios

  • Variable Annuities

  • Fee-Based Investments Advisory Programs

Estate Planning

  • Estate Balancing

  • Capitol Transfer

  • Trust & Will Preparation

  • Estate Liquidity

  • Charitable Giving Techniques

  • Short-Term Life Expectancies

Tuition Funding Programs

  • Education Funding & Analysis

  • Grade School Tuition Review & Consult

  • Cash Value Plans and Investments

  • Financial Future Composition

Business Solutions

Commercial Protection Plans

  • General Liability Insurance

  • Professional Liability Insurance

  • Business Personal Property Insurance

  • Commercial Property Insurance

  • Commercial Auto Insurance

  • Workers’ Compensation Insurance

  • Key Person Insurance

Executive Fringe Benefits

  • Executive Bonus Plans

  • Split-Dollar Insurance Plans

  • Deferred Compensation Funding

  • Salary Continuation Plans

  • Non-Qualified Executive Fringe Benefits

  • Business Overhead Expenses Protection

  • Buy-Sell Agreement Plan

Tax Efficiency Design

  • Tax Reduction

  • Tax Diversification

  • Qualified Investments

  • Optimize Tax Savings

  • Withholding

  • Tax Avoidance

  • Social Security Strategies

Employee Retention Programs

  • Group Health & Employee Benefits

  • Payroll Deduction Plans

  • Retirement Plans

    • Profit sharing

    • 401(k) plans

Business Continuity Planning

  • Business Continuity Planning

  • Funding Option Analysis

  • Family Business Succession Planning

  • Succession Planning