General Questions

1. What services do you offer?

We provide financial consulting services tailored to individuals, business owners, and families. Our expertise includes:

• Personal and business financial planning

• Life insurance and risk management strategies

• Business development and financial structuring

• Retirement and wealth-building strategies

• Financial education and empowerment

2. Who do you typically work with?

We specialize in serving professionals, business owners, and marginalized communities, helping them build financial stability and generational wealth. However, our services are open to anyone seeking financial guidance.

3. What is your process for working with new clients?

We start with a comprehensive consultation where we assess your financial goals and needs. From there, we outline a tailored action plan. Our process includes:

1. Initial consultation (goal-setting and assessment)

2. Gathering necessary financial information

3. Strategy development and recommendations

4. Implementation and ongoing support

4. Do you have a minimum investment requirement?

No, we work with clients at all financial levels. Our goal is to provide guidance that meets you where you are and helps you grow.

Fees & Payments

5. How do you charge for your services?

Our fees vary depending on the service. We offer:

• Flat-rate fees for consultations

• Hourly rates for ongoing advisory services

• Commission-based compensation for insurance products, if applicable

We will always disclose pricing details before providing services

6. Do you offer free consultations?

We may offer a complimentary introductory meeting to determine if our services align with your needs. Full consultations are paid and include a detailed financial assessment.

7. What forms of payment do you accept?

We accept major credit cards, debit cards, bank transfers, and electronic payment platforms.

A 3.85% processing fee covers payment platform charges for all transaction types (credit and debit cards, etc.) and is included in your invoice total.

8. Are your fees tax-deductible?

Financial consulting fees may be tax-deductible under certain circumstances. We recommend consulting a tax professional for guidance..

Appointments & Cancellations

9. How can I schedule an appointment?

You can book a meeting directly through our [online scheduling system], or you can contact us at [your email/phone number] to arrange an appointment.

10. What is your cancellation and refund policy?

To respect everyone’s time, we have the following cancellation policy:

• Cancellations within 24 hours of the meeting: No refund.

• Cancellations 24-48 hours in advance: 50% refund.

• Cancellations 48+ hours in advance: Full refund or reschedule.

• Rescheduling: Clients may reschedule once at no charge if done within the allowed timeframe.

• Retainers and initial fees are non-refundable.

11. Do you offer virtual meetings?

Yes! We provide consultations via Zoom, Teams, phone calls, and in-person meetings (in my office or, where applicable).

Financial Planning & Advice

12. Can you help with both personal and business finances?

Absolutely! We specialize in both personal and business financial planning, ensuring that your financial future is aligned with your professional and personal goals.

13. Do you provide investment advice?

We offer financial education and strategy development but do not directly manage investments. However, we can guide you in making informed investment decisions.

14. Will you work with my accountant, attorney, or other advisors?

Yes! We encourage collaboration with accountants, attorneys, and other financial professionals to create a comprehensive financial strategy for you.

15. How often will we meet to review my financial plan?

The frequency of meetings depends on your needs. We typically recommend quarterly or semi-annual check-ins to ensure you stay on track.

Legal & Compliance

16. Are you a fiduciary?

While we provide independent financial consulting, we also have a Certified Financial Planner (CFP) on our team who is a fiduciary and can assist with your investment needs. Our commitment remains to act in your best interest and provide objective financial guidance.

17. Is my information kept confidential?

Yes! We prioritize client confidentiality and adhere to strict data protection policies. Your financial information will never be shared without your consent.

18. Do you sell any financial products?

We may offer insurance products as part of risk management planning, but our focus is primarily on advisory services. Additionally, we have a Certified Financial Planner (CFP) on our team who is a fiduciary and can provide investment-related guidance if needed.